It also accumulates Cash value that Gerber Life insurance sets aside for your future.The Guaranteed Life Insurance Plan is a whole life insurance that provides guaranteed coverage,as long as premiums are paid. (These rates are available when you choose to pay via automatic draft payment) Your acceptance-regardless of your health-is guaranteed!.There are no medical exams, no health questions, no waiting for test results.Available to individuals between 50-80 years of age.The longer you hold the policy, the more money accumulates in your policy. The Gerber Life Grow-Up® Plan is designed specifically for children as young as 14 days and as old as 14 years who can get insured for as low as $5,000 and as high as $50,000. The premium charged in this Gerber family life insurance policy is fixed and not subject to increase during the duration when the policy is active.On expiry, individuals have the option to renew and keep using the same policy throughout adulthood, regardless of whether their occupation and health condition changes for the worse. At a glance Not rated About Bankrate Score Bottom Line Policyholders who need term, whole or guaranteed life insurance and parents looking for a unique way to save for their child’s future.Coverage periods range from a minimum of 10 years and goes up to a maximum of 30 years.Insurance coverage for as low as $25,000 and as high as $150,000.The coverage amount also doubles as soon as a child reaches 18 years of age, with no increase in premium amount. Two of the biggest names in childrens life insurance are Gerber Life and Globe Life.The locked premium rate charged throughout the duration of the policy. For coverage up to $100,000, individuals aged between 18-50 years may not be required to participate in a medical exam. Geber has been selling insurance policies for children since 1967. Coverage for accidental injury or death.They offer the Gerber Life Grow-up policy for children under 14 and the Gerber Life Young Adult Policy for teenagers between 15 and 17.
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